Saturday, May 16, 2009

How expensive is Lasik surgery?

By Frank Jackson

A LASIK procedure can be expensive, and there aren't many insurance companies that will cover the surgery. If you read on a little bit, you'll pick up some valuable tips, and perhaps your LASIK surgery will be a bit easier on your wallet.

Make sure your surgeon has a good reputation. Picking a trustworthy doctor can not only save you time and money, but it is also essential to the health of your eyes. A lot of newer, inexperienced surgeon might suggest unnecessary surgeries in addition to the LASIK procedure, and they may also have a higher rate of complications. Don't skimp when it comes to eye surgery. On the other hand, be alert. Some surgeons may overcharge you knowingly. Do some research, and choose a doctor that you're comfortable with. Don't just settle for the first one you meet.

Try to avoid discount and package deals. A city doctor might try to lure you by promising that you'll get perfect vision, or they'll offer a huge discount. Generally, there's no guarantee with LASIK surgery, because the doctor cannot surely predict what will happen. Doctors that offer discounts usually can afford to do so because they also offer less service.

Also, your surgery may be tax-deductible. However, your medical expenses must be over a certain portion of your gross income for this to be the case. If you think you'll qualify for the tax break, and planned to get LASIK anyway, it may be a good idea- it can end up saving you some money.

LASIK surgery might just be tax-deductible. To qualify for that exemption, your total medical expenses must exceed a set percentage of your pre-tax income. If you're intending to get LASIK surgery, and you think that you will qualify for the exemption if you do so, there couldn't be a better opportunity to save. You won't have to get any more eye exams or contact fittings, and you'll save a lot by not having to buy corrective lenses.

Quite a few work places have a program that permits employees to set aside a little money every month in order to be able to pay for medical procedures and medicines. Use your flexible spending account to pay for LASIK because it's tax free.

As mentioned before, LASIK isn't covered by insurance, and it can be pricey. Quite a few surgeons are now accepting monthly payments. These plans sound like a good idea on the surface, and they can save money. But, as with all contracts, read the fine print so there are no surprises.

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